HELOC Closing tomorrow!

Tomorrow I close on my home equity line of credit. I am getting it from a local credit union that pegs the rate at prime + 0.00%. The rate is currently at their minimum rate of 4%. This is being used to repay all the money I borrow form family to do my home remodel.

I am paying $0 in closing costs and will have access to the money next week. This is the final step in my house remodel process. I can now move on with my life!