State Tax Refund is IN!

I just checked my checking account and my State of Georgia tax refund is now in my account. That is very fast compared to the last few years. I always have filed my state return via paper mail since e-filing with the software was an extra $19.95 that I did not want to spend. I was fully expecting to have my money next month!

I am glad it came early so I can plan for it's use. My main focus still remains having a very large savings buffer of 1 year of expenses. Most would call this excessive but I call it stress reducing in my everyday life.

I am glad Georgia finally got on board with direct deposit of refunds. It was a pain to wait for 2 months for a paper check in the mail and have to make a trip to the bank. Now I just wait for the deposit and get on with life!