My Goals for 2011

It is new years eve and soon the beginning of a new year. This is the time when everyone makes "resolutions" that are almost never met. I always set goals to work towards on this day. They may take more than a year to complete but I do make progress. I did pretty good last year and am looking forward to more of the same!

Goals for 2011:

• Fully fund my emergency fund -- top priority
• Restart Roth IRA contributions monthly
• Visit a new country
• Finish my 2-year IT Degree (only 1 course!)
• "Game the system" of credit card bonus offers to cover some of my vacation costs
• Eat at home more (at least 70% of the time) to cut food costs
• Increase my salary at least 5%

As I slowly move from debtor to saver I am finding myself looking for more ways to lower expenses and increase my income. This year I am looking into beefing up my resume and keeping my options open. In order to meet my large, long term goal of financial independence the math tells me I need more income. This will be a primary focus this year!