It is the middle of the month again and it is time for my update on prosper.com lending. It has been a relatively quiet month with business as usual. I still have 1 very late loan and 2 have paid off completely. I have one open bid at this time on a group member's loan.
I am no longer bidding on prosper loans unless they come from my lending group. I am drawing down my account for now. I "write off" all loans in collections as a loss.
Here are my stats as of today:
Outstanding Loans: 35
Late: 1 (< 30 days)
In Collections: 1 (written off)
Current: 33
Closed Loans:
Charged Off: 9
Paid Off: 20
Open Bids: 1
Total currently invested: $803.36 (Principal Value)
Cash in Account: $80.73 (includes open bids)
Total Principal: $884.09
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